Recently I decided to get some quotes on car insurance and was quite surprised
I rang the following Insurance companies
The quotes were based on a 45-year-old male driver with no license cancellations
No insurance cancellation.
I made the point this car would be garaged during the week.
The vehicle that was quoted is the following
Holden Commodore sedan 2005 acclaim with no modifications accept a tow bar.
I must say that the call centers seem to have changed with excellent customer service.
The insurance companies were the following
AAMI $644.00 with $550 Eccess add another $50 for Windscreen
Note AAMI other a discount if you apply online
YOUI $660.00 with $600 Eccess add another $50 for windscreen
Note this was based with car parked at home during the week, and garaged
Special note I applied online about 3 months ago but no reply, so I called this time..
Budget Direct $381.00 with the condition no one under 40 will drive the vehicle
With an Eccess of $500.00
RACV $787.00 agreed value of $15500 or $685 if the market value is $14100
With an Eccess of $550.00 I didn’t bother asking about the windscreen as you can see the “RACV WAS THE HIGHEST QUOTE”.
Well someone has to pay for the TV commercials, and the buildings not to mention executives fees, directives fees, must I go on……………..
Let me add, have you ever had to deal with making a claim, I have an its not so amicable. I was forced to elevate my claim to court, is was only at this level the RACV decided to resolve the issue, out of court. I encourage you to do the same.
“Who ever the company”
.SUNCORP $570.00 with $500 Eccess as with most you may choose your own repairer but AAMI need to check who you choose just to make sure they have had no negative dealings in the past.
When it comes to insurance it really pays to shop around but the most preferred option is to avoid an accident as much as possible with the winter coming up, and those rainy days, so do your self a favour check your tyres to prevent an accident.
Also check that both rear stop and tail lights are operating.
Written by Darren Gow-Brown, WWW.Virtualmechanic.com.au, in the interests of motor vehicle safety.