When it comes to buying a car, let’s be honest we all want to get a bargain right.
Recently I was told some cheap vehicles were coming up at an auction, they were defined as hail damaged vehicles.
A hail damaged vehicle is where a vehicle may have minor or major hail damage to the body, but to my knowledge not exposed to flooding damage.
You the buyer should do your research prior to purchase. Why? I’m glad you asked.
Question 1, is insurance, are you able to get fully comprehensive insurance or just third party insurance
Question 2, is the vehicle registered with hail damage, if so what is required to remove the status of hail damage, PPSR link below
Question 3, what is the cost to repair the hail damage in order to achieve full comprehensive insurance.
Question 4, Has the hail damage caused any impact or structural damage to any part of the roof or pillars, as this may render the vehicle as a statuary right off
When everything is said and done it might be the dealer who is getting the bargain by getting the liability off their books at the minimum cost.
Buying a vehicle requires research on many different levels the more research the less chance of buying a lemon.
Check with your state before buying a hail damaged vehicle as it may be easy to buy but hard to sell…
|Place||Capital City||Government Registration look-up site|
|Australian Capital Territory||Canberra||Access Canberra – Check Registration Details|
|New South Wales||Sydney||Service NSW – Check a vehicle registration|
|Northern Territory||Darwin||NT.gov.au – Check your vehicle registration|
|Queensland||Brisbane||Queensland Government – Check registration status|
|South Australia||Adelaide||SA.gov.au – Check that a vehicle is registered|
|Tasmania||Hobart||Tasmanian Government – Vehicle Registration Status Enquiry|
|Victoria||Melbourne||Vic Roads – Vehicle registration enquiry|
|Western Australia||Perth||Department of Transport – Vehicle licence check (online)|
Why would I need to search the PPSR?
Before you buy a second-hand motor vehicle you should check that there are no existing security interests on it by searching the PPSR. If a security interest has been registered against the vehicle, it may not be debt-free and may be repossessed, even after you have bought it.
Make sure you search the PPSR on the day, or the day before, you intend to make your purchase, to ensure it is:
- free from debt
- safe from repossession
- not reported written off
- not reported stolen.
For more information on buyer protection, see Motor vehicle searching and buyer protections (this includes any exceptions).
What does this search cover?
- Horse floats
- Boat trailers
- Utility vehicles (Utes)
- Camper vans and camper trailers
- or any vehicle capable of travelling at more than 10 km/h
that has a total motor power of more than 200 W.